Summary of Employee Benefits

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Important Note: These benefits are currently provided to all full-time employees; however, the District reserves the right to change these benefits at any time based upon the business needs of the District and its customers subject to any legal limitations imposed by federal and/or state law on benefit changes.

Summary of Employee Benefits

Medical Insurance

  • Fully-paid medical insurance is effective the first day of the first full month following hire date and continues upon retirement under CalPERS “10/20 Vesting Schedule” (see table below).
  • The District pays the full premium for employee and eligible dependent coverage for at least one plan.
  • In retirement, spouse coverage continues in the event of the employee’s death until remarried.
  • Dependents are covered until age 26 regardless of dependent tax or marital status under current federal law.

Dental Insurance

  • Fully-paid dental insurance is effective the first day of the first full month following hire date and continues upon retirement based on years of service vesting schedule (see table below).
  • In retirement, spouse coverage continues in the event of the employee’s death until remarried.
  • Dependents are covered until age 26 regardless of dependent tax or marital status under current federal law.

Vision Insurance

  • Fully-paid vision insurance takes effect the first day of the first full month following hire date and continues upon retirement based on years of service vesting schedule (see table below).
  • In retirement, spouse coverage continues in the event of the employee’s death until remarried.
  • Dependents are covered until age 26 regardless of dependent tax or marital status under current federal law.

Life/Accidental Death/Short-Term Disability (STD)/Long-Term Disability (LTD) Insurance

  • Fully-paid life and accidental death insurance benefits equal to 2 times annual salary are effective the first day of the first full month following hire date; coverage is available for active employees only.
  • Spouse and unmarried dependents from 6 months to age 26 are insured for $10,000.
  • Short-term and long-term disability insurance benefits are effective the first day of the first full month following hire date.
    • STD is 66.67% of basic weekly income to a maximum benefit of $2,000 and begins on the 31st day of disability up to a maximum of 9 weeks
    • LTD is 66.67% of basic monthly income up to a maximum of $10,000.

Optional Benefits

  • Voluntary participation is available in two deferred compensation plans (CalPERS and Valic) and in supplemental insurance plans (accident, hospital, cancer, critical care and dental) with Aflac.

Educational Reimbursement

  • Financial assistance is available for regular full-time employees who pursue approved educational goals and programs and meet specific program requirements.

Retirement

  • CalPERS 2% @ 62 takes effect immediately upon employment.
    • As required by CalPERS, new members must pay the employee share for this benefit.
  • Classic Members are eligible for the 2% @ 55 plan with the employee share paid by the District.

Employee Assistance Programs (EAP)

  • EAP benefits are available the first day of the first full month following hire date.

Medical Insurance Upon Retirement

  • Employees hired on or after 1/1/03 who retire from the District with at least 5 years of service and a minimum of 10 years credited service in the CalPERS system are eligible for post-retirement coverage up to the higher of:
    • the higher of the lowest-cost HMO or PPO plan offered by CalPERS, or
    • the CalPERS “100/90 Formula.”
  • The District’s contribution toward post-retirement coverage for employees and their eligible dependents will be a percentage of the post-retirement coverage cost based on the employee’s total credited years of qualifying service under the following CalPERS vesting schedule:
Credited Years of CalPERS Service Percentage of District Contribution
10 50
11 55
12 60
13 65
14 70
15 75
16 80
17 85
18 90
19 95
20 100

Dental and Vision Insurance Upon Retirement

  • For employees hired on or after 1/1/03 who retire from the District with at least 10 years of service, the District will pay a percentage of the total dental and vision insurance cost for the employee and eligible dependents based on the total years of CalPERS service shown in the above vesting schedule for medical insurance.

Rev. 1.18

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